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Sawasdee Thailand

Inbound Travel Accident Insurance

Highlight of coverage

  • Meet the 100,000 USD health insurance requirement of application for Certificate of Entry (COE) to Thailand
  • Cover 3.5 million THB of medical expense including COVID19 and 1 million THB of Personal Accident, choice of period 30,60,90,180,270 and up to 365 days
  • Coverage starts immediately aer clearing immigration in Thailand and include the period of 14-day Alternative State Quarantine (ASQ) and Alternative Local State Quarantine (ALSQ)
  • No waiting period , no deductible
  • Provide insurance certificate including COVID-19
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Premium including Stamp Duty: starts 2,700 THB

Coverage Limit (Thai Baht)
Loss of life, Dismemberment, Loss of sight or Total Permanent Disability due to Accident (Including 100% Murder Assault and 100% Motorcycle) 1,000,000
Medical expenses due to accident and illness (including COVID19) 3,500,000
Third Party Liability 650,000

Eligible persons:

  1. Non- Thai nationals excluding those of sanctioned countries and those relate to our AML/sanction regulations and requirements
  2. Age: 1 year – 74 years upon the policy eective date

Customers requiring longer period of coverage can purchase AXA SmartCare Optimum health insurance.

Luma Thailand Pass

3.5 million THB cover (equivalent to at least 100,000 USD*)

Plan 1 (THB) Plan 2 (THB) Plan 3 (THB)
Item 1. Loss of Life, Dismemberment, Loss of Sight or Total
Permermanent Disability arising from General accident
1,000,000 2,000,000 3,000,000
Item 2. Medical Expenses for sickness and accident 3,500,000 3,500,000 3,500,000
Item 3. Emergency Medical Evacuation and Repatriation to
Country of Domicile
1,000,000 2,000,000 3,000,000
Item 4. Repatriation of Body or Ashes to Country of Domicile 1,000,000 2,000,000 3,000,000
Item 5. Expenses to visit patients at the hospital 50,000 100,000 100,000
Item 6. Trip Cancellation 30,000 50,000
Item 7. Trip Curtailment 30,000 50,000
Item 8. Travel Delay (Flat payment of 4,000 Baht for every 6
consecutive hours delay)
20,000 40,000
Item 9. Baggage Delay (Flat payment of 4,000 Baht for
every 6 consecutive hours delay of CheckedIn Baggage
from time of arrival)
20,000 40,000
Item 10. Loss or Damage of Baggage or Personal Effects,
that are not in exception, by covering 3,000 Baht per any
one item (Deductible of 600 Baht per claim)
Item 11. Loss of Travel Document 5,000 10,000 20,000
Item 12. Public Liability (Deductible of 1,000 Baht per claim) 500,000 1,500,000 3,000,000
Item 13. Loss of Credit Card (Deductible of 1,000 Baht per claim) 30,000
Total Premium Plan 1 (THB) Plan 2 (THB) Plan 3 (THB)
30 Days 3,100 4,500 6,100
60 Days 5,300 7,900 9,600
90 Days 7,400 11,200 13,000
180 Days 18,500 24,100 27,800
270 Days 25,000 31,550 37,650
365 Days 31,500 39,000 47,400

Terms and conditions:

  1. The chosen period of coverage should match the applicants’ VISA stay in Thailand.
  2. Applicants must be between 1-74 years old:
    • a. Applicants between 1-18 years old that are applying with parent(s) must have one of the parents sign for them.
    • b. Applicants between 1-18 years old that are applying without parent(s) must have one of the parents stating the reason why the child
      is applying alone on the application form.
  3. Not applicable for Thai National.
  4. Applicants must declare the countries they have visited the last 30 days before the application date.
  5. 1 person cannot apply for more than one policy with Tune.
  6. Applicants must be in good health with no disability.
  7. This policy does not cover preexisting conditions.
  8. The Company reserves the right to refuse coverage to persons travelling to the following provinces: Pattani, Yala and Narathiwat.
  9. The Company reserves the right to refuse coverage to applicants who are already infected with Coronavirus and/or applicants who are in
    quarantine state.
  10. Policy holders are required to settle payments with medical facilities upon getting treatments, and submit claims for reimbursements.
  11. Direct billing services can be operated on a case by case basis when contacting Customer Support prior to getting treatment.

This page is for informatinoal purposes only and is not a policy document.
“Luma Thailand Pass” is the marketing name for the domestic travel insurance policy.